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SBI Life Insurance

FINANCIAL LITERACY FOR SAHARIYA YOUTH

In Sankalp’s Resolve For The Holistic Social And Economic Development Of The Sahariya Community, One Of The Key Challenges Has Been The State Of Financial Literacy And Banking In The Community. There Is A Considerable Knowledge Gap Regarding Financial And Digital Literacy. For The Community, Seemingly Ordinary Things Like – Opening An Account, Filling Up Online Forms, Deposit Receipts, Applying For Loans, Etc., Are Challenging. The Government Has Taken Many Significant Steps Toward The Financial Inclusion Of Weaker Sections And The State Bank Of India. But Still, A Lack Of Understanding Of Using Information Technology Has Prevented The Sahariya Community From Achieving Financial Inclusion.

The Financial Literacy Program

  • Sankalp, Through Its Financial Literacy Program Supported By SBI Life Insurance, Has Worked With The Resident Sahariya Community In The Villages Of Kishanganj And Shahbad Areas. Sankalp Has Started An Awareness Campaign Among Women Members Of The Tribe So That Sahariya People/Women Become Aware Of Their Rights And Avoid Monetary/Financial Losses. Sankalp Increase Financial Literacy Levels Among The Youth And Women Of 30 Targeted Villages In The Sahariya Community.
  • Sankalp Made A Customised Financial Literacy Curriculum Aligned With The Needs Of The Sahariya Community, Especially Women, Girls, And Youth.
  • Sankalp Society Reached 30 Targeted Villages Of The Kishanganj And Shahbad Block Of Baran District For Its Project Called ‘Financial Literacy Capacity Building And Public Health Awareness’ Sponsored By SBI Life Insurance. Society Wants To Train Sahariya Women And Youth In The Field Of Digital Literacy And Public Health. Apart From Visiting Different Villages For The Above Purpose Sankalp Has Organised A Two-Day Residential Training In Its Campus In Mamoni On 17th Feb And 18th Feb. On The Last Date Of Residential Training, A Digital Smart Tablet, Oximeter, And Infrared Thermometer Were Provided To All The Village Level Community Leaders who were selected among Sahariya youths.
  • A Group Of Women And Educated Boys And Girls Was Formed In Each Targeted 30 Villages. A Person, Preferably An Educated Woman/ Boy, Was Selected As A Village Level Community Leader( VLC Leader). Then, Sankalp With The Help Of SBI Life Insurance Provided An Rs.3000/- Stipend To The Village Level Community Leader And A Tablet Device For Downloading Audio-Visual Training Material For Conducting Financial Literacy-Related Programs For The Group Of The People In The Villages.
  • Sankalp Organised a number of Two-Day Residential Training programmes Under The SBI Life Insurance Financial Literacy And Public Health Awareness Project.


In Pursuance Of Covering 30 Villages For The Financial Literacy And Public Health Awareness Project, tribal villagers particularly women and youth of 30 villages were provided Information Related To Bank Saving Accounts And The Role Of Banking Correspondents, some 120 training and interactive programmes were conducted during the 9 month period

From February 2022

  • The next destination for the SBI Life Insurance program was the Sandri and Pathari village of Shahbad block where valuable information was provided on Saving accounts, Life insurance, Digital transaction, Health insurance, Kisan credit card, Fixed Deposit, and covid-19 Vaccine. A huge number of Sahariya women came for the session on 1 February 2022 in the above two villages. Chandrashakr Bhargav and Banking Correspondent Angad Sahariya were leading the training in both villages.
    The next day, Sankalp society organised financial literacy and public health awareness training in Matiya Khara (Shahbad Block) and Patpadhi village of Laxmipura GramSabha among the youth of the Sahariya community. Rahul Das and ChandrashekarBhargav were supervising the training session. Thus, the Sankalp society completed a two-day training session held on 1 February and 2 February 2022.
    On 3 February 2022, an outdoor meeting was organised by Sankalp society with the society on-field workers/ part-time fellows of Shahbad and Kishanganj blocks. The outdoor meeting was held in the village of Mamoni.
    Sankalp society believes in shaping the lives of the Sahariya youth by empowering them in the education and digital literacy field. To achieve such endeavors, a two-day training session was organised from 4 Feb to 5 Feb in Gram panchayat of Niwari in Shahbad block; Nahargarh, Ghatti, Dikoniya, Bhanwargarh, Bilasgarh, and Kunda village of Kishanganj block, Baran district.
    The next two-days training session was organised between 7 February and 8 February in Kunda Village and Bhanwargarh of Kishanganj block of Baran district. The training was focused on women’s empowerment in the field of digital literacy and self-sustainability. Villager level community leader Naina along with Sankalp society members supervised the session held in the above two villages Of the Kishanganj block.
  • On 8 February 2022, Sankalp society’s members and Village Level Community leaders organised multiple training sessions in the villages of Shahbad block. In the villages of Anjronda, Behrayi, and Semli Phatak Sahariya women and youth were mobilized for SBI Life Insurance’s “Digital Literacy and Public Health Awareness” and on-field training was imparted to them based on RBI Digital Literacy guidelines/manual.
  • The next training session started on 11 February 2022 in Gram panchayat headquarters in Bhanwargarh. VLC Leaders and Sankalp society members helped many laborers of the village to get paid labor work under Mahatma Gandhi National Rural Employment Guarantee, 2005 (MGNREGA). Similarly, a training session was held in Haripira village of Shahbad block under the guidance of VLC Leader Rajveer. Sankalp is trying to bring together the social section of the society like teachers, Asha workers, Aganwadi workers, and the District Development Officer to help Sahariya in realizing the much-needed social justice. In pursuance of such a goal, a small meeting of the above people was organised in Himmatgarh Tapra village of Kishanganj Block.
  • On the 11th of Feb, a small meeting was organised by the Sahariya Youth Forum in Matiya Kara village under the guidance of VLC Leader Shivkumar Guidance was provided on the claims of MGNREGA, old age pension for Sahariya elders, the status of drinking water, economic constraints faced due to geographical condition and status of Sahariya youth in higher education. On the 12th of February 2022, a two-day training session was made to conclude by organising a special on-field training session for the VLC Leader of Shahbad and Kishanganj Block. It was coordinated by social activist and journalist Firoz Khan.
  • Sankalp society aims to reach 30 targeted villages of the Kishanganj and Shahbad block of Baran District for its project called ‘Financial Literacy Capacity Building and Public Health Awareness’ sponsored by SBI Life Insurance. Society wants to train Sahariya women and youth in the field of digital literacy and public health. Apart from visiting different villages for the above purpose Sankalp has organised a two-day residential training in its campus in Mamoni on 17th Feb and 18th Feb. On the last date of residential training, a digital smart tablet, oximeter, and infrared thermometer were provided to all the Village Level Community Leaders by the Sankalp society with the active help of SBI Life Insurance.
  • On 20the Feb, VLC Leader Dharminder Sahariya and Sankalp volunteers conducted AN on field school children’s health checkup in Dikoniya village of Shahbad block. Maa Bari Kendra School has 30 children and two teacher faculties of which everyone was found healthy and fine. The program’s purpose was to ensure that ill patients, either students or teachers, should be isolated as soon as possible to avoid the spread of the deadly coronavirus in the village. Community session on digital literacy and the importance of public health in the pandemic was emphasised by VLC Leader in their approach. Digital transactions through Google-pay, Phonepe, and Paytm are still not widely used in backward state regions. Technical and other non-technical constraints hinder their percolation in people, usually on the periphery of society. Sankalp is trying to spread awareness about them through its SBI Life Insurance program.
  • In the last week of February, Sankalp organized 4-day residential training on the “Financial Literacy Capacity Building and Public Health Awareness” program of SBI Life Insurance. The training aimed to educate young boys and girls of the Sahariya community in the financial and digital mode of the transaction using technology like the Overhead Projector, LCD TV, RBI Manuals, computers, etc. Arrangements were made for the overnight teaching session in the Sankalp campus in Mamoni; resource person and social/ tribal rights activist Mamta Jaitley held an interactive session with Sahariya youth on various diverse socio-economic contemporary issues. The village coordinator distributed pamphlets, posters, and other materials related to the SBI Life Insurance to the Sahariya boys and girls under Sankalp Advisor Umesh Sharma. Sankalp also informed students about the upcoming events in March in 4-day residential training, held from 25th Feb to 28the Feb 2022.

Events Held In March 2022

  • In March, Sankalp organised a public awareness campaign through a pamphlets distribution drive in villages of Baran district, Rajasthan. Village Level Community Leader Dharminder Sahariya and Sangeeta were very instrumental in providing useful insight into the banking-related activities. In organising a public awareness campaign and preparing pamphlets, Sankalp tried to adhere to the norms and guidelines of the Reserve Bank of India. Both the VLC leaders viz, Dharminder Sahariya and Sangeeta are credited with outstanding achievements of opening several saving accounts and Life Insurance policies for the people living in villages of Baran District.
  • On 9th March 2022, Sankalp in its pursuit of covering 30 villages among the Sahariya community for the SBI Life Insurance program went into two villages of the Kishanganj block of Baran District. Village Simlod and Gitcha are thinly populated hamlets of the block. Most abled men work as construction workers in the district main town, while women are seen fetching water and doing other household chores. Sankalp’s with its dedicated volunteers held two rounds of public awareness meetings with women and youth of the villages and covid19 related awareness/safety precautions were discussed.
  • In the third week of March, Sankalp organised a four-day residential training session on its campus in village Mamoni. Residential training started on 21st March 2022; the training session was focused on enabling young Sahariya girls and boys to acquire digital financial literacy. In a fast-changing world, Sahariya is rendered helpless in equipping technology and making most of the use of banking and allied activities in day-to-day life. Cases of fraud and cheating are common in rural hamlets of Baran, especially among villages inhabited by the Sahariya community. Sankalp wants to mitigate the above financial threat by educating the youth through its residential training under the SBI Life Insurance program.

As usual, the training session began with a pledge undertaken by all the people present on the premises to become aware and independent in all fields of life. Sankalp’s core team members viz, Mr.Umesh Kumar Sharma, Mr. Ramchandra Sen, Mr. Chanderashekar, Mrs. Mamta Jaitley, and social activist Mrs. Manju Sharma were part of the training session. The first day of training was accompanied by a night training session held within the Sankalp campus in Mamoni. Later in the night, arrangements were made to show a short regional movie for the Sahariya youth. The movie depicted the struggles of people living in rural hamlets of the state and their success in achieving a good sustainable livelihood by becoming self-aware. Sahariya youth, especially girls were very moved by the story as they can relate the story with their own struggles. A total of 15 boys and 10 Sahariya girls were present in the residential training session. Most of them are from economically backward sections but they all ha e a dream of getting primary and secondary education and a respectable life ahead.

The next day of training session began with Mrs. Mamta Jaitley and Mrs. Manju Sharma’s interactive session with the Sahariya youth. Their experience of many years working among the Sahariya community made them ideal for imparting knowledge and their on-field intuition made them closer to the community. In the hope of achieving the desired result, a four-day residential training session was concluded on 24th March 2022 in Mamoni. Sankalp’s three-month-long Financial Literacy Training and Public Health Awareness program, sponsored by SBI Life Insurance was concluded on 24th March.

Sankalp Partner

SBI Life Insurance - Sankalp Society Mamoni
SBI Life Insurance - Sankalp Society Mamoni
SBI Life Insurance - Sankalp Society Mamoni